About Us & Belong

About AAFES Federal Credit Union

Our Roots, Our Purpose, Our Vision

AAFES Federal Credit Union was founded in 1967 by employees of the Army Air Force Exchange Service (AAFES) Headquarters in Dallas, Texas as a financial cooperative to help members manage their financial resources.  In 2009, we expanded our field of membership to include employees of DART Container Corporation (formerly known as Solo Cup Company, Inc.) who work in Dallas or Grand Prairie, Texas.

The following are also eligible for membership:
  • Contractors for AAFES and Dart who work in Dallas or Grand Prairie, Texas
  • Family / Household Members
  • Retirees of AAFES and Dart

Today, we are a full service financial institution that exists for one reason ... to serve our members financial needs by providing personalized service along with a host of products that allow our members to live their lives with less financial stress or worry. We constantly strive to improve the quality by which we serve our members. We listen and develop solutions to fulfill their growing needs.

It is with great pride we hold true to our tradition of excellence and integrity in all that we do for the wonderful members we serve.

Our Vision Statement

Offering Trusted Financial Solutions for a Lifetime


AAFES Federal Credit Union is Secure and Strong

AAFES Federal Credit Union is a safe harbor for consumer savings. Member deposits are insured up to $250,000 by the National Credit Union Share Insurance Fund, an agency of the federal government. This insurance is backed by the full faith and credit of the United States Government just like the FDIC program for banks.

Credit unions, on average, have higher reserves than banks. And credit unions are member-owned so they are not pressured into earning high profits for stockholders. The mortgage crisis has created a lot of doubt in the banking system. The credit union system is strong and financially safe. AAFES Federal Credit Union does not make a practice of offering high-risk loans. We were not part of the sub-prime mortgage crisis. We are still lending responsibly.

If you have questions about the National Credit Union Share Insurance Fund, check out their web address at www.ncua.gov and click on Share Insurance.


Field of Membership

Membership is extended to employees of the Army and Air Force Exchange Service (AAFES) who work worldwide. Membership is also extended to:

  • Contractors and employees of contractors working under the contractual arrangement and at the headquarter office of Army and Air Force Exchange Service (AAFES) in Dallas, Texas;
  • Employees of DART Container Corporation (formerly known as Solo Cup Company, Inc.) who work in Dallas or Grand Prairie, Texas;
  • United States Military personnel permanently assigned to headquarters Army and Air Force Exchange Service (AAFES) in Dallas, Texas and persons retired as annuitants from such military service;
  • Employees of Crossroads Transportation, Inc., who work regularly under contract at the Dart Container Corporation in Dallas and Grand Prairie, Texas.

Spouses of persons who died while within field of membership of this credit union; employees of this credit union; persons retired as pensioners or annuitants from the above employment; members of the immediate family and/or household of all the above referenced employee groups and also to retirees of these employee groups.

When you join AAFES FCU, you are a Member for Life... even if you change jobs, you can still retain your credit union membership. We want to be your financial partner for a lifetime! If you change jobs or move across country, you do not have to close your credit union account and your family memberships are not affected. Through a variety of virtual services, retaining your membership with AAFES FCU is easy.

U.S.A. Patriot Act Identity Verification Notice

On October 26, 2001, President Bush signed into law the U.S.A. Patriot Act. The purpose of this law is to help protect you, your family, and our country from terrorism. Preventing terrorist financing is one way we can help prevent terrorism. We want you to know that section 326 of this Act requires our credit union to verify the identity of all new credit union members. We must also verify the identity of members and non-members added as signatories, and who have access to new or existing deposit accounts, loans and safe deposit boxes. We must also retain copies of documents used to verify your identity.

If you are an existing member who joined the credit union before the U.S.A. Patriot Act rules became effective, we may also need to verify and retain copies of any documents used to verify your identity when you request a new deposit account, apply for a loan or are added as a signatory to a new or existing deposit or loan account or safe deposit box.

We ask for your understanding as we work to support these efforts to maintain the security of your funds and our country. Please speak with a credit union staff member if you have questions or concerns about our identity verification procedures.

Board of Directors

AAFES Federal Credit Union is governed by a volunteer Board of Directors, elected by the membership. As a democratic representative group, this diverse group of individuals, each serving three-year terms, oversees the operations of the credit union and ensures the safety and security of members' funds. The Board works in conjunction with credit union employees to ensure exceptional service, competitive products, and continuing dedication to our members through the promise we make every day... to offer trusted financial solutions over the lifetime of our members.

For all other general inquiries, direct all correspondence to:
AAFES Federal Credit Union
Board of Directors
P.O. Box 210708
Dallas, TX 75211.


Job Openings

There are currently no job openings at this time. Please check back at a later date.

How to Apply

If interested in employment with AAFES FCU, please forward your resume to:

AAFES Federal Credit Union
Attention: Human Resources Department
4630 Exchange Service Drive
Dallas, TX 75236

Or fax to 214-337-0862, Attention Human Resources

An offer of employment, and continued employment, is contingent on satisfactory results from a credit check, criminal background check and verification of previous education and job experience. Good credit history is a requirement for employment.

AAFES Federal Credit Union is an Equal Opportunity Employer.
Employment selection and related decisions are made without regard to sex, race, age, disability, religion, national origin, color or any other protected class.