Checking

Regular Checking Account

At AAFES FCU we understand our members can have a checking account at a number of other financial institutions. We also understand a number of financial institutions charge ridiculous fees and don't show their appreciation for your relationship.

Regular Checking Features:

  • No Monthly Service Charge
  • Earns Monthly Dividends
  • FREE Home Banking, FREE Bill Pay, FREE Statement Express and Mobile Money: Makes handling all of your accounts easier than ever and very convenient. You can even view your cleared checks online! To sign-up for any or all of these services, click to our Home Banking Application
  • Overdraft Protection: Designed to assure check clearance in the event of an emergency or oversight. If needed, available funds from your savings account or overdraft loan would automatically be transferred into your checking account to cover a check, an electronic withdrawal or automatic draft.
  • Debit Card: Our MasterCard Debit Card combines all the benefits of an ATM Card, cash, and checks into one. Anytime you wish to make a purchase or get cash, use your debit card and the money will come directly out of your checking account. Access any ATM in the CO-OP Network or that displays the PULSE or CIRRUS logos. Debit Card Application
  • Online Check Reorder: Check Reorder Express.
  • No ATM Surcharge: AAFES FCU is part of the CO-OP ATM Network. This gives you more access to your money when out of town or across town. Access nearly 30,000 Surcharge-FREE ATMs nationwide. Click on the ATM Locator button below to find a CO-OP Network ATM near you.

ATM Locator  Apply Now

Fresh Start Checking

Fresh Start Checking is a second chance for members who have been turned down when attempting to open a checking account in the past. The Fresh Start Checking Account is a dividend-earning account with low maintenance fees, ATM and Debit Cards available. Please contact a Financial Service Representative to learn more and to apply.

Fresh Start Features:

  • Earns Monthly Dividends
  • FREE Home Banking, FREE Bill Pay, FREE Statement Express and Mobile Money: Makes handling all of your accounts easier than ever and very convenient. You can even view your cleared checks online! To sign-up for any or all of these services: Home Banking Application
  • Overdraft Protection: Designed to assure check clearance in the event of an emergency or oversight. If needed, available funds from your savings account would automatically be transferred into your checking account to cover a check, an electronic withdrawal or automatic draft.
  • Debit Card: Our MasterCard Debit Card combines all the benefits of an ATM Card, cash, and checks into one. Anytime you wish to make a purchase or get cash, use your debit card and the money will come directly out of your checking account. Access any ATM in the CO-OP Network or that displays the PULSE or CIRRUS logos. Debit Card Application
  • Online Check Reorder: Check Reorder Express.
  • No ATM Surcharge: AAFES FCU is part of the CO-OP ATM Network. This gives you more access to your money when out of town or across town. Access nearly 30,000 Surcharge-FREE ATMs nationwide. Click on the ATM Locator button below to find a CO-OP Network ATM near you.

ATM Locator  Apply Now

Debit & ATM Cards

Debit Card

Our MasterCard Debit Card combines all the benefits of an ATM Card, cash, and checks into one. Anytime you wish to make a purchase or get cash, use your Debit Card and the money will come directly out of your checking account. Access any ATM in the CO-OP Network or that displays the PULSE or CIRRUS logos.

ATM Card

An ATM Card gives you access to your checking and savings accounts any time of the day or night, 365 days a year, even on holidays. Access any ATM CO-OP Network or that displays the ACCEL/EXCHANGE, PULSE or CIRRUS logos.

ATMs

AAFES FCU is part of the CO-OP ATM Network. This gives you more access to your money when out of town or across town. Access nearly 30,000 Surcharge-FREE ATMs nationwide. Click on the ATM Locator button below to find a CO-OP Network ATM near you.

ATM Locator   Apply Now

Lost or Stolen Debit Card

To report a lost or stolen AAFES FCU MasterCard Debit Card after credit union business hours, please call Client Network Services at 1-800-472-3272. To report a lost or stolen Debit Card outside of the United States after credit union business hours, please call 001-973-656-2345. Please identify yourself as an AAFES Federal Credit Union member.