Vehicle & RV Loans

Auto Loans

New and Used Vehicle Loans

Financing a new or pre-owned vehicle at AAFES FCU can save you money by allowing you to deal with the dealership or seller on a cash-sale basis. With competitive rates, flexible terms and the option to get preapproved before you shop, we make the auto loan process easy.

Check with us before you buy to learn about vehicle values. Then let us have the last word before you sign anywhere else.  We want to make sure you get the best deal possible!

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AAFES Federal Credit Union is an equal opportunity lender.

RV Loans

New and Used Motorcycle Loans

If you're looking for adventure, head out on the highway with a new or pre-owned motorcycle loan from AAFES FCU.

Recreational Vehicle Loans

Let us help you make the most of your leisure time.  We can help you finance the cost of a Recreational Vehicle, Travel Trailer, Boat or Motor Home.

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AAFES Federal Credit Union is an equal opportunity lender.

Repossessed Vehicles for Sale

Repossessed vehicles are an alternative option when you’re in the market for a car, truck, motorcycle, boat or recreational vehicle. AAFES Federal Credit Union offers:

  • On the spot financing for qualified borrowers
  • Great Interest Rates on Repos
  • No Down Payment
  • No haggle, no pressure buying experience
  • CARFAX Vehicle History Report

Currently there are no repossessed vehicles in inventory.
Please check back at a later time. 

Terms and Conditions

Qualified buyers do not have to be members of AAFES Federal Credit Union. All vehicles are sold “as is” with no warranty either expressed or implied. Offers to purchase need to be submitted:

Via Mail
AAFES Federal Credit Union
Attn: Collection Department
P.O. Box 210708
Dallas, TX 75211-0708
In Person
AAFES Federal Credit Union
4630 Exchange Service Drive
Dallas, TX 75236

Prices do not include state tax, title and license fees. Once an offer to purchase has been accepted, the buyer is to provide certified funds or approved AAFES Federal Credit Union financing within 24 hours or the unit will remain subject to sale. Employees and volunteers of AAFES Federal Credit Union and their immediate families are not eligible to purchase repossessed vehicles.

Price Information: Our price is based upon current market trends along with the condition of the unit to arrive at what we believe is the fair market value of the vehicle.

Auto Services

Guaranteed Asset Protection (GAP)

There could be a big difference between what your insurance will pay and what you owe on your new auto loan.  Most cars depreciate by thousands of dollars as soon as they are purchased.

MEMBER'S CHOICE® Guaranteed Asset Protection (GAP) could save you thousands of dollars.  GAP is low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle. 

You can sign up for GAP when you apply for your vehicle loan.  There's no underwriting, no red tape, no hassles.  And for your convenience, the amount can be rolled into your monthly loan payment.  GAP is fully refundable if you cancel the coverage within the first 90 days.

Mechanical Repair Coverage (MRC)

Budgeting for vehicle repairs can be difficult and tie up funds earmarked for other needs. MEMBER’S CHOICE® Mechanical Repair Coverage (MRC) will help pay for repairs on your vehicle (up to your policy maximum per terms of your contract agreement) and give you the control to keep your car on the road where it should be.

Benefits include:

  • Rental reimbursement
  • The option to purchase MRC at AAFES FCU even if your auto loan is financed at another financial institution
  • 24-hour emergency roadside assistance and travel expense reimbursement
  • If you sell your vehicle privately, the coverage can be transferred
  • MRC is fully refundable if you cancel the coverage within the first 60* days. After 60* days, refunds are prorated.

*See Vehicle Service Contract/Insurance Policy for any state variations.

If your vehicle breaks down, Mechanical Repair Coverage will pay for the cost of covered repairs, less any deductible, at any authorized repair facility in the U.S. or Canada.  If at any time you have questions, simply contact a financial service representative at AAFES FCU.