Shared Branching/ATM

Fresh Start Checking

Fresh Start Checking is a second chance for members who have been turned down when attempting to open a checking account in the past.  Fresh Start Checking allows our members to begin fresh by owning a checking account.  The Fresh Start Checking Account is a dividend bearing account with low maintenance fees, ATM and Debit Cards available.  Ask a Member Service Representative how to apply today. 

Fresh Start Features:

  • FREE Home Banking, FREE Bill Pay, FREE Statement Express and Mobile Money: Makes handling all of your accounts easier than ever and very convenient. You can even view your cleared checks online! To sign up for any or all of these services: Home Banking Application
  • Overdraft Protection: Designed to assure check clearance in the event of an emergency or oversight. If needed, available funds from your savings account would automatically be transferred into your checking account to cover a check, an electronic withdrawal or automatic draft.
  • Debit Card: Combines all the benefits of an ATM Card, cash, and checks into one. Anytime you wish to make a purchase or get cash, use your debit card and the money will come directly out of your checking account. Access any ATM that displays the PULSE or CIRRUS logos or the Surcharge-Free Allpoint logo. Debit Card Application
  • ATM Card: Gives you quick, convenient access to your savings and checking account any time of the day or night, 365 days a year, even on holidays. Access any ATM that displays the ACCEL/EXCHANGE, PULSE or CIRRUS logos or the Surcharge-Free Allpoint logo. ATM Card Application
  • Online Check Reorder: Check Reorder Express.
  • No ATM Surcharge: AAFES FCU is now a participating credit union in the CO-OP Network ATMs and the Allpoint Network ATMs.  This will give you, our members, more access to your money when out of town or across town.  Access over 70,000 Surcharge-FREE ATMs nationwide.  Click on the ATM Locator button below to find either a CO-OP Network ATM or an Allpoint Network ATM near you.