Products & Services

PRODUCTS AND SERVICES

Savings Accounts

Your Savings are Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government through the National Credit Union Administration, a U.S. Government Agency.

When you join AAFES Federal Credit Union, you are opening your Savings Account with a minimum deposit of $25.00. The Savings Account is the key that opens the door to a world of personalized financial services, offering many benefits which include:

Earns Dividends: Your savings account earns quarterly dividends
Federally Insured: A Savings Account is a safe and sure way to save for your future. Your account is insured to $250,000 by the National Credit Union Administration, a United States Government Agency.
Lifetime Membership: Once a member ALWAYS a member. When you maintain the minimum balance in your Savings Account, you remain eligible for all credit union services, and your membership is not affected should you retire, move or change jobs.
Special Savings Accounts: In addition to your Savings Account, you may also open a Special Savings Account. Your Special Savings Account earns dividends exactly like your Savings Account. A Special Savings Account is a wonderful place to set money aside for special events like Christmas, School, Vacation and much more.
Life Savings Insurance: At no cost to you, Life Savings Insurance is a quality addition to your Savings Account. The amount of your insurance is based on the insured balance of your savings on the day of your death and how old you were on the date of each deposit that make up that balance.

CHECKING ACCOUNTS

Earns Dividends: Your Checking Account earns monthly dividends.
Easy Record Keeping: For easy account balancing, you receive a detailed monthly statement reflecting your account activity and dividend earnings.Checks are listed in numerical order, by check number,to make balancing easier.
Duplicate Checks: Duplicate Checks provide an excellent record of each transaction. When you write a check you automatically create a copy. Duplicate checks also provide you with a quick and easy reference to your current balance.
Overdraft Protection: Overdraft protection is designed to assure check clearance in the event of an emergency or oversight. If needed, available funds from your savings account or overdraft loan would automatically be transferred to your checking account to cover a check, an electronic withdrawal or automatic draft.
Debit Card: The Debit Card combines all the benefits of an ATM Card, cash, and checks into one. Anytime you wish to make a purchase or get cash, use your Debit Card and the money will come directly out of your checking account.
ATM Card: An ATM Card gives you quick, convenient access to your checking account any time of the day or night, 365 days a year, even on holidays.

Family Member/Household Accounts

Your family members are eligible for Credit Union membership! We define family members as spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, and adoptive relationships. Household is defined as persons living in the same residence maintaining a single economic unit. Share the benefits of personalized financial services with your ENTIRE family.

IRA Accounts

Individual Retirement Accounts: An Individual Retirement Account "IRA" is a personal, tax-deferred retirement program. The credit union has no opening fee or annual administration fee on your IRA account. IRA deposits are invested into IRA Savings. Deposits and withdrawals, regardless of investment type, are subject to Internal Revenue Codes.

IRA Term Share Certificates (Certificates of Deposit): You may also deposit your IRA Savings into higher yield IRA Certificates of Deposit. We offer one year, two year, three year and five year terms.

IRA Term Share Certificate Rates

Term Share Certificates

Term Share Certificates (Certificates of Deposit): Term Share Certificates (Certificates of Deposit) generally provide higher earnings than Savings Accounts.You may deposit a minimum of $2,000 for six months, one year, two year, three year or five year terms to earn competitive annual rates.

Earns Dividends: Your savings account earns quarterly dividends
Federally Insured: A Savings Account is a safe and sure way to save for your future. Your account is insured to $250,000 by the National Credit Union Administration, a United States Government Agency.
Lifetime Membership: Once a member ALWAYS a member. When you maintain the minimum balance in your Savings Account, you remain eligible for all credit union services, and your membership is not affected should you retire, move or change jobs.
Special Savings Accounts: In addition to your Savings Account, you may also open a Special Savings Account. Your Special Savings Account earns dividends exactly like your Savings Account. A Special Savings Account is a wonderful place to set money aside for special events like Christmas, School, Vacation and much more.
Life Savings Insurance: At no cost to you, Life Savings Insurance is a quality addition to your Savings Account. The amount of your insurance is based on the insured balance of your savings on the day of your death and how old you were on the date of each deposit that make up that balance.

Term Share Certificate Rates